Knjigovodstveni servis B.D.M.knjigovodstveni_servis

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Financial accounting

Financial accounting is a legal obligation for each entrepreneur, as well as an important source and support for business decisions. Although (too) often for many entrepreneurs accounting represents „the necessary evil“ (and a costly one, too) only, but more often they become aware of the importance of accounting for business projects, as well as a source of information for proper business growth and movement of current economical initiatives.   Financial accounting encompasses a complex monitoring procedure of all events within the company, even the smallest, that...

Personnel Records and Payroll Accounting

Personnel Records and Payroll Accounting

Personnel records are series of data regarding employees of a certain business. Employees are employed natural persons who, for the employer, carry out certain tasks. This relation between the...

Stocks

For many productive, commercial and service subjects the most important part of their short – term assets consists of stocks including raw materials, spare parts, small inventory, packaging, tires and trading goods. Stock monitoring implies primarily the calculation of supply costs. This calculation is essential for the later transmission of used or sold stock values to the price of the product, goods or service at their distribution from stores into the following business process or direct sale to buyers. Besides financial monitoring of supply and distribution of stocks...

Foreign Exchange Transactions

Foreign exchange transactions represent a system of payment operations (charges, payments and bank transfers) between residents and non – residents (or simplified: payment operations with abroad) in foreign currencies. Payment operations with abroad is made through foreign exchange accounts opened at business banks in the country and (only exceptionally) abroad, pursuant to the Foreign exchange operations Act (Official gazette 96/03 to 132/06) and is under supervision of the Croatian National Bank as the central bank in Croatia.  

Fiscal and Financial Reports

Most of exterior users are interested in financial reports and other information concerning accounting, e.g.: investors – their main interest is getting an answer to the question did the capital investment, required for setting up a company pay off and create a new value (gain) or is it lost in part or in total. Besides current investors, potential new investors are interested in obtaining the answer to the question, whether the company they want to invest their free capital in is capable of multiplying this investment, and hence pay up the dividend (in a stock company) or...

Bank Loan Applications

Bank Loan Applications

Commercial banks are an important and inevitable support for economical subjects. Through financial support of feasible business projects, banks almost regularly represent the strongest...

Business Analysis

Business analysis provides answers to very specific questions, such as: Is the company overburdened and does it bear too expensive interest? Is the company near bankruptcy or making too little income (has too little work)? Has the company been making accurate business reports during the last few years? Is the management familiar with the term “money management wisdom” and is it capable of making rational financial decisions? How does the company invest in its assets, and how does it gather funds to finance its investments? What is...

Business plan

Business plan

Planning you business is a process that is typical for each person. Unconditionally, planning is related to and may be defined as reflection on the future, where one tends to influence future...

Investment Studies

Investment studies are part of business plans and represent a detailed analysis of a certain future project. With this document an entrepreneur aims to present the interested parties – whether individual investors or banks – with arguments showing the cost effectiveness of the intended project. In simple words, the investment study is a set of a number of reasons that answer the question why is investing in this particular project feasible for “financers”. Most commonly, the users of investment studies in Croatia are commercial banks, who use them while...

Consultancy

Consultancy

The Anić’s “Croatian dictionary” on page 1039 states: advice – recommendation on what should be done or how to act in a certain situation.   Our...

  

 
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